WHAT IS FINANCIAL PLANNING?

Financial planning involves looking at a client’s entire financial picture and advising them on how to achieve their short- and long-term financial goals. From saving for education and planning for retirement to effectively managing taxes and insurance, financial planners develop valuable relationships with their clients to provide them with confidence today and a more secure tomorrow.

Benefits Of Using Financial Planning

  • Helps you save taxes throughout the year
  • Authentic and accurate report on tax saving
  • Saves you from the last-minute manual scramble at the end of the year to save taxes on your income
  • You can get recommendations to restructure your CTC for more savings

WHAT IS FINANCIAL PLANNING?

BASICS OF FINANCIAL PLANNING

Mastering financial, economic and cash flow/debt management concepts.

RETIREMENT SAVINGS & INCOME PLANNING

Performing retirement needs analyses, evaluating retirement plans, and understanding Social Security, Medicare and Medicaid.

RISK MANAGEMENT & INSURANCE PLANNING

Evaluating risk and assessing different types of insurance, from healthcare to property to disability.

INVESTMENT PLANNING

Building a portfolio, including different investment vehicles, diversification and risk management.

TAX & ESTATE PLANNING

Understanding laws and management techniques around taxes, property transfer and estate planning.

PSYCHOLOGY OF FINANCIAL PLANNING

Address client behavior and attitudes related to financial planning.