Fixed Deposits

Fixed deposits are among the most widely used investment choices in India. Like bank FDs, corporate FDs are also term deposits that have fixed terms and fixed interest rates, and they are offered by companies, non-banking finance companies (NBFCs), and housing finance companies (HFCs). Compared to bank FDs, they provide better rates.
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Bajaj Finance
  • Rating AAA
  • Tenure 1-5 Years
  • Rate of Interest 7.11% - 8.35%
Shriram Finance
  • Rating AAA
  • Tenure 1-5 Years
  • Rate of Interest 7.34% - 8.50%
Mahindra Finance
  • Rating AAA
  • Tenure 1-5 Years
  • Rate of Interest 7.05% - 8.05%
PNB Housing Finance
  • Rating AAA
  • Tenure 1-5 Years
  • Rate of Interest 6.79% - 7.85%
ICICI Home Finance
  • Rating AAA
  • Tenure 1-10 Years
  • Rate of Interest 6.80% - 7.60%
LIC Housing Finance Ltd
  • Rating AAA
  • Tenure 1-5 Years
  • Rate of Interest 7.05% - 8.05%

Why should you consider investing in corporate fixed deposits?

Higher Returns

Corporate fixed deposits offer higher interest rates than traditional bank fixed deposits, making them an attractive investment option for those looking to earn higher returns.

Fixed Returns

Corporate fixed deposits offer a fixed rate of return, which means that investors can expect to earn a predetermined amount of interest on their investment. This makes it easier to plan and manage finances.

Diversification

Investing in corporate fixed deposits can provide diversification to an investment portfolio. It can help balance the risk-reward profile of an investor's overall portfolio.

Tenure

Corporate fixed deposits usually have a fixed tenure, which can range from a few months to a few years. This can help investors plan their investments and liquidity needs accordingly.

Credit rating

Companies offering corporate fixed deposits typically have their credit rating evaluated by credit rating agencies, which can provide investors with an indication of the creditworthiness of the company. This can help investors make more informed decisions about their investment.

Frequently Asked Questions (FAQs)

Curated investment is the process of selecting and managing a portfolio of investments on behalf of a client. The investment advisor or manager will typically consider the client’s financial goals, risk tolerance, and time horizon when selecting investments.

A seamless digital KYC, e-sign, and payment experience is one that is simple, fast, and secure. It allows investors to complete the KYC process, sign documents electronically, and make payments entirely online, without having to visit a branch or fill out any paperwork.

Fixed income products, such as bonds and certificates of deposit (CDs), offer investors the potential to receive regular returns, such as monthly or quarterly payments. This can be a valuable feature for investors who are looking for a steady stream of income.